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  2. How do balance transfers work, and will one work for you? - AOL

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    A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...

  3. 6 things to do after completing a balance transfer - AOL

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    When I performed my balance transfer with the Citi Simplicity® Card* for $4,000, I had a balance transfer fee of $200 and an intro APR period of 21 months. So I divided $4,200 by 21 months and ...

  4. Everything you need to know about balance transfer checks - AOL

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    While the best balance transfer credit cards offer a 0 percent intro APR on balance transfers for a year or more, not all balance transfer checks offer the same benefit. If your balance transfer ...

  5. Everything you need to know about balance transfer checks - AOL

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    Money tip: You can’t always transfer up to your full credit limit. Some issuers will cap the amount of your credit limit you can use for balance transfers. Let’s consider this example: Credit ...

  6. Starting balance. Monthly payments. Months to pay off card. Interest paid. Regular credit card. $5,000. $300. 20. $949. Balance transfer card with fee applied. $5,150

  7. Pros and cons of a balance transfer - AOL

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    A balance transfer credit card can help you pay off your debt faster and save money on interest, but it may not be the right move for everyone.

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  9. How to do a credit card balance transfer - AOL

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    Balance transfer fee. Most balance transfer cards charge balance transfer fees of 3 percent to 5 percent of your balance. So, if you transfer $5,000 to a balance transfer card, you could pay an ...

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