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Fair and Accurate Credit Transactions Act; Other short titles: Financial Literacy and Education Improvement Act: Long title: An Act to amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes.
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Consumer Reports (CR), formerly Consumers Union (CU), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy.
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Users of consumer reports; and, Furnishers of consumer information. If a consumer's rights under the FCRA are violated, then they can recover: Actual or statutory damages; Attorney's fees; Court costs; and, Punitive damages if the violation was willful. [9] "The threat of punitive damages under 1681n of the FCRA is the primary factor deterring ...
Printed on a credit card, you'll find the card number, the cardholder’s name, when the card expires and the card's security code — all the details you need to make purchases online or in ...