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Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how.
While there are plenty of good reasons to cancel your credit card, you should understand how closing your account could negatively affect your credit score.
If you’re not careful, cancelling a credit card can hurt your credit score because it can increase your credit utilization rate, which is the percentage of credit you’ve used. Closing a credit ...
Certain credit card behaviors can lower your credit score — and unfortunately, closing a credit card is one of them. But if done correctly, the ding to your score can be minimal.
It’s important to cancel a credit card the right way, so you don’t get hit with unexpected fees or discover three months later that the number’s been stolen.
If you find your credit card no longer useful to you or has become too expensive to keep up with, closing your credit account can seem like the right choice.
Canceling a credit card can hurt your credit score, but it doesn't have to if you know the right way to do it. Follow these strategies and steps to get started.
In over 20 years of actively using credit cards, I've never closed an account. Here are my reasons for keeping all my cards open.
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