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  2. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    When you close a credit card account, you reduce your total available credit. This may increase your credit utilization ratio, which can decrease your credit score. Here’s an example:

  3. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    A pay-for-delete could remove the collection account, but the missed payments and charge-off account would stay on your credit report for seven years. When to consider a pay-for-delete agreement

  4. Is closing a credit card bad? - AOL

    www.aol.com/finance/closing-credit-card-bad...

    You have a joint credit card with your ex: Generally, the only way to remove your name from a joint credit card is to close the account. You have a retail credit card for a store you no longer ...

  5. Chase Paymentech - Wikipedia

    en.wikipedia.org/wiki/Chase_Paymentech

    Chase Paymentech provides electronic payment processing products for businesses that accept credit, debit or gift cards from their customers. Their products include services for merchants to reduce payment fraud and manage chargebacks. The company offers products aimed at multiple industries, including e-commerce, retail, professional services ...

  6. Add, edit, or delete a payment method for AOL services

    help.aol.com/articles/update-your-payment-method

    If your card number has changed, you must add a new card. 1. Sign in to your My Account page. 2. Click My Wallet. 3. Click Payment Methods. 4. Click Add Credit or Debit Card. 5. Enter the new info. 6. Click Submit.

  7. How to pay off your credit card debt: A step-by-step game ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

  8. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

  9. Payment card interchange fee and merchant discount antitrust ...

    en.wikipedia.org/wiki/Payment_Card_Interchange...

    A part of the settlement that allows merchants to charge fees to customers paying via credit card in order to recoup swipe fees took effect on January 27, 2013. Debit cards and transactions in the ten states that prohibit credit-card surcharges will not be affected.

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