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  2. Law of Singapore - Wikipedia

    en.wikipedia.org/wiki/Law_of_Singapore

    Sir Thomas Stamford Bingley Raffles (6 July 1781 – 5 July 1826). Modern Singapore was founded on 6 February 1819 by Sir Stamford Raffles, an officer of the British East India Company and Lieutenant-Governor of Bencoolen, in an attempt to counter Dutch domination of trade in the East.

  3. South African Airways - Wikipedia

    en.wikipedia.org/wiki/South_African_Airways

    South African Airways (SAA) is the flag carrier of South Africa. [3] Founded in 1929 as Union Airways it later rebranded to South African Airways in 1934, the airline is headquartered in Airways Park at O. R. Tambo International Airport in Johannesburg and operates a hub-and-spoke network, serving 13 destinations in Africa and two intercontinental destinations to Perth, Australia and São ...

  4. GCash - Wikipedia

    en.wikipedia.org/wiki/GCash

    GCash launched its mobile application in 2012 to shift from physical outlets to a digital cashless system. [6] In 2017, GCash and its rival mobile wallet PayMaya , partnered with Facebook to offer its services within Facebook Messenger , but this partnership wouldn't last due to changes in Facebook's fintech strategy. [ 7 ]

  5. Collateral (finance) - Wikipedia

    en.wikipedia.org/wiki/Collateral_(finance)

    Marketable collateral is the exchange of financial assets, such as stocks and bonds, for a loan between a financial institution and borrower.To be deemed marketable, assets must be capable of being sold under normal market conditions with reasonable promptness at current fair market value.

  6. How many mortgage lenders should I apply to? - AOL

    www.aol.com/finance/many-mortgage-lenders-apply...

    Before you get quotes or apply for multiple loans, gather this paperwork, including pay stubs and W-2s. (Here’s a comprehensive list of documents needed for preapproval .)

  7. Export credit agency - Wikipedia

    en.wikipedia.org/wiki/Export_credit_agency

    Direct Lending: This is the simplest structure whereby the loan is conditioned upon the purchase of goods or services from businesses in the organizing country. Financial Intermediary Loans: Here, the export–import bank lends funds to a financial intermediary, such as a commercial bank, that in turn loans the funds to the importing entity.

  8. 2021 Banco de Oro hack - Wikipedia

    en.wikipedia.org/wiki/2021_Banco_de_Oro_hack

    From late November to early December 2021, [1] numerous accountholders of BDO Unibank (Banco de Oro; BDO) lost their money through unauthorized bank transfers.The funds were noted to have been transferred to multiple Unionbank accounts under the name of a certain "Mark Nagoyo".

  9. Adjustable-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Adjustable-rate_mortgage

    For example, a $200,000 ARM with a 110% "neg am" cap will typically adjust to a fully amortizing payment, based on the current fully indexed interest rate and the remaining term of the loan, if negative amortization causes the loan balance to exceed $220,000. For a 125% recast, this will happen if the loan balance reaches $250,000.