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  2. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  3. RCBC Credit Cards - Wikipedia

    en.wikipedia.org/wiki/RCBC_Credit_Cards

    RCBC Credit Cards (previously RCBC Bankard (PSE: BKD)) is one of the largest credit card issuers in the Philippines, issuing VISA, MasterCard, JCB and UnionPay (CUP) credit cards. In the 1990s, they also issued their line of credit and debit cards.

  4. Visa Debit - Wikipedia

    en.wikipedia.org/wiki/Visa_Debit

    Numerous banks issue Visa-branded debit cards linked to accounts. Some issuing banks call their cards "Visa check cards". [25] Cards allow for purchases at any merchant where any type of Visa card is accepted. Transactions are processed one of three ways. A signed transaction is processed through the regular Visa credit network. [25]

  5. Payment card - Wikipedia

    en.wikipedia.org/wiki/Payment_card

    Purchasing by debit card. With a debit card (also known as a bank card, check card or plastic card) when a cardholder makes a purchase, funds are withdrawn directly either from the cardholder's bank account, or from the remaining balance on the card, instead of the holder repaying the money at a later date. In some cases, the "cards" are ...

  6. ATM - Wikipedia

    en.wikipedia.org/wiki/ATM

    All were online and issued a variable amount which was immediately deducted from the account. A small number of 2984s were supplied to a U.S. bank. A couple of well known historical models of ATMs include the Atalla Box, [50] IBM 3614, IBM 3624 and 473x series, Diebold 10xx and TABS 9000 series, NCR 1780 and earlier NCR 770 series.

  7. Switch (debit card) - Wikipedia

    en.wikipedia.org/wiki/Switch_(debit_card)

    Switch/Maestro cards issued by certain banks carried an issue number on the bottom of the card corresponding to the number of times a card had been issued on a particular account. This was usually because the current account number the card was linked to actually formed a large part of the card number, and therefore the card number could not be ...

  8. Debits and credits - Wikipedia

    en.wikipedia.org/wiki/Debits_and_credits

    Debit cards and credit cards are creative terms used by the banking industry to market and identify each card. [19] From the cardholder's point of view, a credit card account normally contains a credit balance, a debit card account normally contains a debit balance. A debit card is used to make a purchase with one's own money.

  9. Bank of the Philippine Islands - Wikipedia

    en.wikipedia.org/wiki/Bank_of_the_Philippine_Islands

    A Savings Bank (operating as BPI BanKo) is a wholly owned subsidiary of BPI established through the merging of BPI Direct Savings Bank (the first internet-based bank in the country), allowing expatriate Filipinos and overseas workers in countries like Bahrain or Hong Kong to access and manage their bank accounts at any time) and the BPI Globe ...

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